Get Structured Finance & Restructuring Structured Finance - NYU Stern

Examples of structuring may include: A bank customer depositing several transactions under $10,000 each over a period of several days. A gambling customer cashing in their winnings across two portions that together would breach the $10,000 threshold.

What are structured finance products? Examples are asset-backed securities (ABS), commercial mortgage-backed securities (CMBS), residential mortgage-backed securities (RMBS), and collateralized debt obligations (CDOs).

Structuring, also known as smurfing in banking jargon, is the practice of executing financial transactions such as making bank deposits in a specific pattern, calculated to avoid triggering financial institutions to file reports required by law, such as the United States' Bank Secrecy Act (BSA) and Internal Revenue ...

Securitization is the core of structured finance. It is the method by which those in structured finance create asset pools and ultimately form complex financial instruments that are useful to corporations and investors with special needs.

Collateralized debt obligations (CDOs), synthetic financial instruments, collateralized bond obligations (CBOs), and syndicated loans are examples of structured finance instruments.

What is Financial Structuring? Financial structuring is the process of selecting the optimal mix of debt and equity, the two basic types of capital to finance a company's operations. For an optimal capital structure to be achieved, market value maximization and cost of capital minimization must occur.

Definition of Cash Structuring Cash structuring is the act of breaking up what would otherwise be a single significant financial transaction into a series of smaller transactions to avoid scrutiny by regulators and law enforcement.

Examples of Structured Finance Products Collateralized bond obligations (CBOs), collateralized debt obligations (CDOs), synthetic financial instruments, collateralized mortgage obligations (CMOs), hybrid securities, and credit default swaps (CDSs) are common examples of structured finance instruments.