Get Business Credit Application

Completing a business credit application online is a crucial step for obtaining financing and building your company’s credit profile. This guide will assist you in accurately filling out the application to ensure a smooth submission process.

Follow the steps to successfully complete your online form.

1. Click the ‘Get Form’ button to access the Business Credit Application and open it in your preferred editor.
2. Begin by providing basic business information. Fill in the legal name of your business, address, city, state, zip code, telephone number, fax number, email address, and website. Ensure all details are accurate.
3. Indicate the date of incorporation and how your business is organized (corporation, partnership, individual, or other). If applicable, specify the state of incorporation and attach any required documents such as the Articles of Incorporation.
4. Provide your Employer Identification Number (EIN) and any trade names. Confirm if the trade name is registered and include the corresponding state and county information.
5. Answer questions regarding your business’s history, including any previous business names and addresses used in the last five years, and indicate who referred you to the financing program.
6. In the shareholders/officers section, list the names, titles, ownership percentages, social security numbers, and signatures of all key individuals associated with the business. Respond to whether any have felony convictions or bankruptcy records.
7. Provide a detailed business summary, including estimated percentages for various business categories, annual gross sales, payroll expenses, and operating expenses. Clarify if any company assets are pledged or if business space is leased.
8. In the accounts receivable information section, answer if financing is currently being done and list relevant details about accounts, including the outstanding balances and payment terms. Provide the names and details of your five largest customers.
9. Fill in the banking institution information and your accountant's details. This includes the account numbers, names, addresses, and contact information.
10. Complete the tax information section by entering your federal and state tax numbers and noting if any taxes are delinquent or if liens are filed.
11. Provide information about your insurance carrier and payment frequency for insurance premiums. Attach necessary certificates for workers' compensation and general liability insurance.
12. Finalize the application by completing the verification and authorization section. Signature fields must be filled out with printed names, titles, and the respective dates.
13. After completing the form, save any changes made. You can then download the completed application, print it for records, or share it as required.

Complete your Business Credit Application online today for easier financing opportunities.