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The first step in the making of a contract of insurance is the proposal or application by means of which the insured gives to the insurers particulars of the risk which he wishes them to undertake. MISREPRESENTATION IN INSURANCE PROPOSAL FORMS ... austlii.edu.au http://.austlii.edu.au › journals › VUWLawRw austlii.edu.au http://.austlii.edu.au › journals › VUWLawRw
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