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FAQ
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The WRS Retirement Benefit is a pension plan that is intended to provide you with a lifetime retirement payment. It offers a retirement benefit based on a defined contribution plan or a defined benefit plan.
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Money is paid by both the employer and the employee. A defined benefit plan means that the amount paid to you in retirement is based on a formula that is fixed, and therefore “defined”.
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The WRS Retirement Benefit is a pension plan that is intended to provide you with a lifetime retirement payment. It offers a retirement benefit based on a defined contribution plan or a defined benefit plan.
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To be eligible for a WRS retirement benefit: You must be vested and be at least age 55 (or age 50 if you have protective category service). You must terminate all WRS-covered employment. You must not be on a leave of absence or in layoff status. You must turn in a complete and valid retirement application to ETF.
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Separation Benefit: A separation benefit is a 1-time payment consisting only of employee contributions, additional contributions (if applicable), and accumulated interest. You may take a separation benefit if you no longer work for a WRS employer, have not reached your minimum retirement age, and/or you are not vested.
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Taxation of Your WRS Benefit The tax treatment of WRS benefits is generally similar for federal and Wisconsin income tax purposes. Your WRS benefit is not subject to Social Security or Medicare taxes.
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The Statement of Benefits is a summary of your WRS retirement account available each year in mid-April. It helps you keep information up to date and track the growth of your retirement account.
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Your formula benefit is based on your three highest years of earnings ("final average earnings"), a formula multiplier (based on your employment category), your years of creditable service (including any creditable military service) and an actuarial reduction if you retire before your normal retirement age.
-
The WRS Retirement Benefit is a pension plan that is intended to provide you with a lifetime retirement payment. It offers a retirement benefit based on a defined contribution plan or a defined benefit plan.
-
Money is paid by both the employer and the employee. A defined benefit plan means that the amount paid to you in retirement is based on a formula that is fixed, and therefore “defined”.
-
The WRS Retirement Benefit is a pension plan that is intended to provide you with a lifetime retirement payment. It offers a retirement benefit based on a defined contribution plan or a defined benefit plan.
-
To be eligible for a WRS retirement benefit: You must be vested and be at least age 55 (or age 50 if you have protective category service). You must terminate all WRS-covered employment. You must not be on a leave of absence or in layoff status. You must turn in a complete and valid retirement application to ETF.
-
Separation Benefit: A separation benefit is a 1-time payment consisting only of employee contributions, additional contributions (if applicable), and accumulated interest. You may take a separation benefit if you no longer work for a WRS employer, have not reached your minimum retirement age, and/or you are not vested.
-
Taxation of Your WRS Benefit The tax treatment of WRS benefits is generally similar for federal and Wisconsin income tax purposes. Your WRS benefit is not subject to Social Security or Medicare taxes.
-
The Statement of Benefits is a summary of your WRS retirement account available each year in mid-April. It helps you keep information up to date and track the growth of your retirement account.
-
Your formula benefit is based on your three highest years of earnings ("final average earnings"), a formula multiplier (based on your employment category), your years of creditable service (including any creditable military service) and an actuarial reduction if you retire before your normal retirement age.
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