Get Ma Sun Life Evidence Of Insurability Application - Health Questionnaire 2023-2025

It may be as simple as answering more detailed health history questions than the general insurance questionnaire, or it may go so far as to involve physical documentation of additional tests or examinations by a licensed physician or specialist.

Common lies on life insurance applications include age, weight, health history, current health, tobacco use, alcohol use, engagement in risky activities, sports, or hobbies, travel, and income.

If you're enrolling in or making changes to a group life insurance or disability plan, you may be asked to complete a Statement of Health (SOH), also known as Medical Evidence of Insurability (MEOI). In short, it's a list of questions you need to answer about your overall health (more on these below).

You may be asked for: General application info (date of birth, height, weight) Personal identification and contact details. Employment details including your date of hire. Current insurance coverage. The coverage you're applying for.

If you're enrolling in or making changes to a group life insurance or disability plan, you may be asked to complete a Statement of Health (SOH), also known as Medical Evidence of Insurability (MEOI). In short, it's a list of questions you need to answer about your overall health (more on these below).

How to Submit an EOI Your group number. Your employer's name/address. The reason the EOI is required. The type and amount of coverage you are requesting. Your name, date of birth, and Social Security number. Your height and weight. Your most recent pulse and blood pressure information.

Evidence of Insurability (EOI) is documented proof of good health. An applicant begins the EOI/medical underwriting process by submitting a Medical History Statement (MHS), which along with other information obtained during the underwriting evaluation is used by The Standard to make the underwriting determination.

Without evidence of insurability means an insurance provider underwrote a policy, such as for life or health insurance, without verifying that the policyholder was eligible for that coverage. Some group plans may not require proof of insurability if the applicant applies during the open enrollment period.

It may be as simple as answering more detailed health history questions than the general insurance questionnaire, or it may go so far as to involve physical documentation of additional tests or examinations by a licensed physician or specialist.