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Surance Requirements for Loans? To protect each borrower and the Agency, SBA may require you to obtain and maintain appropriate insurance. By law, borrowers whose damaged or collateral property is located in a special flood hazard area must purchase and maintain flood insurance for the full insurable value of the property for the life of the loan. For more information, contact SBA s Disaster Assistance Customer Service Center by calling (800) 659-2955, emailing disastercustomerservice sba.gov,.
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Wilbarger FAQ
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Under Executive Order 11935, only United States citizens and nationals (residents of American Samoa and Swains Island) may compete for, and be appointed to, competitive service jobs. With Office of Personnel Management approval, agencies are permitted to hire non-citizens when there are no qualified citizens available.
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In the MySBA Loan Portal you can: Access statements and manage payments. Submit an application for certain types of SBA loans.
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SBA Express It features the easiest SBA application process and accelerated approval times, plus it offers longer terms and lower down payment requirements than conventional loans.
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General requirements Be a for-profit business of any legal structure. Be independently owned and operated. Not be nationally dominant in its field. Be physically located and operate in the U.S. or its territories.
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For SBA-ready books, you should have completed financials for the last five years of your business: a fully completed and accurate ledger of transactions, list of accounts, an income statement, and balance sheet. That will put you in the best possible position if the SBA chooses to audit your business.
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