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- Application Of Insurance Offsets For Gulf - SBA - Sba
Get Application Of Insurance Offsets For Gulf - SBA - Sba
Es between October 2005 October 2007;and (3)all that had at least partially disbursed. TheandGovernment Auditingbetweenloansas2008 andbeenby2009Comptroller audit was performed July July in accordancethe United States,and included such testsprescribed necessary to with Standards the Generalreasonable assurance of detecting abuse or illegal acts. of considered provide I. 10 APPENDIX SAMPLING METHODOLOGY From a population universe ofdisbursedGulf Coast Hurricane disaster loans 2007, 119.
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PDC FAQ
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The loans may not be used to upgrade homes or make additions unless as required by local building authority/code. Loans may be increased up to 20 percent of the total amount of physical loss, as verified by SBA, to make improvements that lessen the risk of property damage by future disasters of the same kind.
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SBA disaster loans can be used to repair or replace the following items damaged or destroyed in a declared disaster: real estate, personal property, machinery and equipment, and inventory and business assets.
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If your SBA loan application is rejected, you're legally entitled to a written letter of explanation. When you contact the banker, ask them to get specific on why you weren't approved for financing and how to get approved next time.
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Canceling Your SBA Loan Application Within the SBA's government website, you will find a section that informs applicants of how they can cancel their application. To do so, simply email a cancellation request to loanresolution@sba.gov.
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Additionally, SBA may initiate withdrawal action if the applicant does not respond to a 14-day letter requesting missing information needed to process the loan application.
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For SBA-ready books, you should have completed financials for the last five years of your business: a fully completed and accurate ledger of transactions, list of accounts, an income statement, and balance sheet. That will put you in the best possible position if the SBA chooses to audit your business.
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The bottom line. Many businesses can't qualify for an SBA loan, but that doesn't mean there aren't other options available. Once you review why your application was rejected, you can choose to apply again or explore alternatives.
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If your loan is approved, the SBA will send you an email with loan details. Contact the SBA directly if you have not received an email and want to check your application status. Depending on your lender, you may also be able to check your application status online or by contacting your loan officer.
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