Get WI MV3128 2002-2023

WHAT HAPPENS WHEN HIT BY AN UNINSURED DRIVER? Wisconsin is an at-fault state. This means that the driver who is legally responsible for the collision is required to compensate you for your accident-related losses. Oftentimes, the at-fault party's insurance company will pay for the cost of the crash.

It is possible to sue an uninsured driver; however, if the negligent driver doesn't have the assets to provide that coverage, they may be 'judgment proof,' meaning it may be impossible to collect the judgment.

No, the state of Wisconsin is not a no-fault insurance state. Instead, Wisconsin operates under a tort system. That means that after a car crash, a car accident victim must establish that someone caused the accident, or was legally at fault for the crash, before a car crash victim can recover damages.

The penalties for driving without insurance in Wisconsin can include fines up to $500, fines and the suspension of license and registration. Penalties for repeat offenses may be even harsher. You can avoid these consequences by meeting Wisconsin's minimum car insurance requirements.

ing to the Wisconsin Safety Responsibility Law, the state can suspend your driving privileges and car registration if you cause an accident while uninsured. But you can head off these penalties if you: Post a security deposit to cover the cost of the claims. Sign an installment agreement to pay for the claims.