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  • Ca Re 883 2009

Get Ca Re 883 2009-2025

Under the Real Estate Law with the Good Faith Estimate disclosures made pursuant to the Real Estate Settlement Procedures Act (RESPA). TRADITIONAL LOAN PRODUCTS This form may be used when the loan product being offered to the consumer DOES NOT allow the borrower to defer repayment of principal or interest. Each payment includes the full amount of interest and principal due for that installment. THIS FORM CANNOT BE USED FOR LOAN PRODUCTS THAT ALLOW THE BORROWER TO DEFER REPAYMENT OF INTEREST.

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How to fill out the CA RE 883 online

The CA RE 883 form serves to combine critical disclosures under the Real Estate Law and the Good Faith Estimate as required by the Real Estate Settlement Procedures Act. This guide offers step-by-step instructions to assist users in accurately completing this form online.

Follow the steps to complete the CA RE 883 form effectively.

  1. Press the ‘Get Form’ button to access the CA RE 883 form and open it in the document editor.
  2. Begin filling out personal information in the designated fields. Include the name(s) of the borrower and the intended real property collateral by entering the street address or legal description.
  3. In the section titled 'Compensation to Broker (Not Paid Out of Loan Proceeds)', disclose any compensation the broker has received from a lender. This should include details like yield/spread premium or service release premium.
  4. Move to Section II, 'General Information About Loan'. Here, specify the loan terms available in the four provided boxes, selecting the box that matches the loan type being offered. If necessary, attach a signed addendum with details if the standard options do not cover the necessary information.
  5. Complete the Good Faith Estimate of Closing Costs section, ensuring to provide estimated costs associated with the transaction. Refer to the provided lines indicating where to input specific charges, such as appraisal fees, loan origination fees, and any lender-required advance payments.
  6. Review and confirm all information provided for accuracy. Verify there are no blank spaces or lines left untouched, as this could lead to complications.
  7. Ensure the form is signed by the broker or broker’s representative, and remember to deliver the completed form to the borrower within three days of receiving their completed loan application.
  8. After completion, users may save changes, download, print, or share the CA RE 883 form as needed.

Complete your documents online today and ensure a seamless completion of your CA RE 883 form.

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In California, Sellers also need to complete a (TDS) before completing the housing sale. The seller is required to use a prescribed list to disclose the condition of any property that will remain in the home after the close of sale and transfer.

The CRMLA authorizes licensees to make federally related mortgage loans, to make loans to finance the construction of a home, to sell the loans to institutional investors, and to service such loans.

A Closing Disclosure is a five-page form that provides final details about the mortgage loan you have selected. It includes the loan terms, your projected monthly payments, and how much you will pay in fees and other costs to get your mortgage (closing costs).

What must be disclosed? Under California law, all material facts that affect the value or desirability of the property must be disclosed to the buyer. There is no specific definition or rule on what is considered to be a material fact.

With the implementation of the new TILA-RESPA Integrated Disclosure Rule, brokers are reminded about the requirements regarding the Mortgage Loan Disclosure Statement (MLDS) under the Real Estate Law. The MLDS is a disclosure required under section 10240 Business and Professions.

The MLO will continue to work with you through the application process, into underwriting and help ensure you're ready for closing. Remember, an MLO can be a person or lending institution. While the loan officer is the person who works with you, the lender is the institution that initially funds the loan.

A RE 882 Mortgage Loan Disclosure Statement (MLDS) is required by California law and must also be provided. ❖ The information provided below reflects estimates of the charges you are likely to incur at the settlement of your loan.

A RE 882 Mortgage Loan Disclosure Statement (MLDS) is required by California law and must also be provided.

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© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232
Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
Privacy Notice
Legal Hub
Content Takedown Policy
Bug Bounty Program
About Us
Help Portal
Legal Resources
Blog
Affiliates
Contact Us
Delete My Account
Site Map
Industries
Forms in Spanish
Localized Forms
State-specific Forms
Forms Kit
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate WorkFlow
DocHub
Instapage
Social Media
Call us now toll free:
+1 833 426 79 33
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232