Get MA GIC Retired Municipal Teacher Enrollment Form-RMT 2023-2024

As you probably know, Massachusetts is one of a handful of “non-Social Security” states. This means that you, as a member of a contributory retirement system, pay into our system instead of Social Security; you do not earn any Social Security “credits” or “quarters” for your MTRS contributions or service.

Access to Affordable Health Insurance The Group Insurance Commission provides teachers and their families with life and health insurance. There are 13 different plans to choose from, each offering varying premium rates, levels of coverage, and provider areas.

If you were hired on or after April 1, 1986, you are required to pay a 1.45% Medicare tax. While this does not earn you any Social Security “credits,” it does entitle you to Medicare coverage at age 65 if you have paid this tax for at least 10 years.

For new teachers starting out in Massachusetts, they can retire with their full benefits when they reach 60 years of age and have accrued at least 10 years of service. Additionally, Massachusetts allows early retirement at any age once they have accrued at least 20 years of service.

As a retiree you may continue, change, or enroll in health coverage with the GIC, and may enroll in the GIC retiree dental Plan.

As a retiree of the MTRS, you may or may not be eligible for health care coverage through Medicare, but you should be sure to investigate your eligibility at least three months before your 65th birthday.

As a retiree of the MTRS, you may or may not be eligible for health care coverage through Medicare, but you should be sure to investigate your eligibility at least three months before your 65th birthday.