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MI 1st American Leasing Non Cancelable Equipment Lease Agreement 2009
Get MI 1st American Leasing Non Cancelable Equipment Lease Agreement 2009-2024
Surance, for the repair or replacement of the leased equipment for any failure or defect of the equipment not covered by the vendor s or manufacturer s warranty, provided said failure or defect of the equipment is not caused by water or liquid damage, power surges or willful or wanton destruction of the equipment. This protection and charge commences on the Commencement Date and shall continue as long as the lease is not in default or I am not in breach of the terms of the lease. I understan.
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MERCHANTABILITY FAQ
An operating lease agreement for equipment is used when leasing equipment. For example, if you need new technology for your business and can't afford to purchase it outright, you could lease it. A lease breaks the cost into smaller payments each month, usually over a period of a few years.
There are two primary types of equipment leases: operating leases and financial leases.
Most financial leases are "net" leases, meaning that the lessee is responsible for maintaining and insuring the asset and paying all property taxes, if applicable. Financial leases are often used by businesses for expensive capital equipment.
A financial lease is a type where the lessor allows the lessee to use the former's asset instead of a periodical payment for an extended period. An operating lease, on the other hand, is a type of lease where the lessor allows the lessee to use the former's asset in exchange for a periodical payment for a brief period.
An operating lease is treated like renting -- payments are considered operational expenses and the asset being leased stays off the balance sheet. In contrast, a capital lease is more like a loan; the asset is treated as being owned by the lessee so it stays on the balance sheet.
An equipment lease agreement is a contractual agreement where the lessor, who is the owner of the equipment, allows the lessee to use the equipment for a specified period in exchange for periodic payments. The subject of the lease may be vehicles, factory machines, or any other equipment.
A lessor is essentially someone who grants a lease to someone else. As such, a lessor is the owner of an asset that is leased under an agreement to a lessee. The lessee makes a one-time payment or a series of periodic payments to the lessor in return for the use of the asset.
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This Equipment Lease Agreement (this “Agreement” or “Lease”), dated as of February...
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