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Get CA Pawnbrokers Association Form JW-14 2015-2024
COMPLETED BY PEACE OFFICER *** Name of Licensed Pawnbroker / Secondhand Dealer: Street Address: City, State and Zip Telephone Number: Name of Officer or Deputy Placing Hold on Property: Name of Law Enforcement Agency: Case No or Department Reference No..:.
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Ingots FAQ
Here's how pawn shop loans work: You bring in an item as collateral, and the pawnbroker will determine the value of the item, give you a loan based on its cost, and then hang on to your collateral until you've paid off the loan within the specified timeframe; if you don't, the pawnbroker can sell your item.
You bring in something you own and give it to the pawnbroker as collateral for a loan (this act is called pawning). The pawnbroker loans you money against that collateral. When you repay the loan plus the interest, you get your collateral back. If you don't repay the loan, the pawnbroker keeps the collateral.
The Department of Justice (DOJ), Secondhand Dealer and Pawnbroker Unit was established in 1981 to provide information to local licensing agencies pursuant to California Business and Professions Code 21641 and Financial Code 21300.
Pawn Shops in California are regulated by the California Department of Justice, which enforces State Financial Code requirements for pawnbrokers.
Contracts vary from state to state; the loan period in California is 120 days. The pawn shop holds the merchandise until the interest on the loan has been repaid.
You must be 18 to pawn an item. Pawning something is essentially a contract, where you borrow money that's secured against an item you own.
California pawn shops are regulated by the California Department of Justice. Pawnbrokers must apply for a license through either the chief of police, the sheriff, or, where appropriate, the police commission.
Here's how pawn shop loans work: You bring in an item as collateral, and the pawnbroker will determine the value of the item, give you a loan based on its cost, and then hang on to your collateral until you've paid off the loan within the specified timeframe; if you don't, the pawnbroker can sell your item.
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