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I.D. Number Servicer BORROWER CO-BORROWER Borrower s name Co-borrower s name Social Security number Date of birth Social Security number Date of birth Property address (include city, state and zip): I want to: Keep the Property Sell the Property The property is my: Primary Residence Second Home Investment Property The property is: Owner Occupied Renter Occupied Vacant HARDSHIP AFFIDAVIT I (We) am/.

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The Fannie Mae Flex Modification offers eligible homeowners mortgage payment relief by extending the term to 480 months and targeting a 20% principal and interest reduction. The modification may also result in a lower interest rate.

Hemp seeds are particularly rich in these healthy fats, including omega-3 and omega-6 fatty acids. Both of these fats are known for improving heart health by reducing cholesterol, blood pressure, and triglycerides. Adding hemp oil to your diet may reduce your risk of heart problems in the future.

Obtaining a loan modification can also hurt your credit. It will show up on your credit report, and it may lower your credit score, which can affect your ability to get another loan in the future. Loan modifications are also complex, time-consuming, and carry the risk of scams.

HAMP borrowers can also refinance if there is a clear benefit. "A borrower who has applied for or received a loan modification is eligible to refinance under DU Refi Plus" (this is Fannie's name for the HARP program).

This program helps the Borrower with making their mortgage payment affordable, bringing their mortgage current and avoiding foreclosure. When the Borrower makes their payments on time they can earn $1,000 each year for the first 5 years and could benefit from a total of $5,000 in principal forgiveness.

If your modification is temporary, you'll likely need to return to the original terms of your mortgage and repay the amount that was deferred before you can qualify for a new purchase or refinance loan.

The modification is a type of loss mitigation. The modification can reduce your monthly payment to an amount you can afford. Modifications may involve extending the number of years you have to repay the loan, reducing your interest rate, and/or forbearing or reducing your principal balance.

The Second Lien Modification Program (2MP) provides assistance to homeowners in a first lien permanent modification who have an eligible second lien with a participating HAMP servicer. This assistance can result in a modification of the second lien and even full or partial extinguishment of the second lien.

HAMP works by encouraging participating mortgage servicers to modify mortgages so struggling homeowners can have lower monthly payments and avoid foreclosure.

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© Copyright 1997-2025
airSlate Legal Forms, Inc.
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
Industries
Forms in Spanish
Localized Forms
State-specific Forms
Forms Kit
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232