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I.D. Number Servicer BORROWER CO-BORROWER Borrower s name Co-borrower s name Social Security number Date of birth Social Security number Date of birth Property address (include city, state and zip): I want to: Keep the Property Sell the Property The property is my: Primary Residence Second Home Investment Property The property is: Owner Occupied Renter Occupied Vacant HARDSHIP AFFIDAVIT I (We) am/.

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How to fill out the Hamp Application Form online

The Hamp Application Form is a key document for homeowners seeking assistance under the Making Home Affordable Program. This guide provides clear instructions on how to complete the form online, ensuring a smooth submission process.

Follow the steps to fill out the Hamp Application Form online.

  1. Click ‘Get Form’ button to obtain the form and open it in the editor.
  2. Begin filling out the first section by entering your Loan I.D. Number and the name of your Servicer. Ensure that all information is accurate.
  3. Provide personal information such as the Borrower and Co-borrower’s names, Social Security numbers, and dates of birth. This information is essential for identification.
  4. Indicate the property address, including the city, state, and zip code. Specify your intentions for the property, choosing from options like 'Keep the Property', 'Sell the Property', and denote the type of residence.
  5. Complete the hardship affidavit by checking all applicable boxes that describe your financial difficulties, and provide an explanation if necessary.
  6. Answer the bankruptcy questions accurately, including details about any filing; this is vital for understanding your financial situation.
  7. For government monitoring purposes, decide whether to furnish your demographic information; while it is optional, providing it can help with compliance monitoring.
  8. Carefully read and acknowledge the agreement and signature section. Ensure all statements are true, as providing false information can lead to serious consequences.
  9. Finish by signing and dating the form for both the Borrower and Co-borrower as required. After completing these steps, you can save your changes, download the form, print it, or share it.

Complete your Hamp Application Form online today to access the support you need.

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The Fannie Mae Flex Modification offers eligible homeowners mortgage payment relief by extending the term to 480 months and targeting a 20% principal and interest reduction. The modification may also result in a lower interest rate.

Hemp seeds are particularly rich in these healthy fats, including omega-3 and omega-6 fatty acids. Both of these fats are known for improving heart health by reducing cholesterol, blood pressure, and triglycerides. Adding hemp oil to your diet may reduce your risk of heart problems in the future.

Obtaining a loan modification can also hurt your credit. It will show up on your credit report, and it may lower your credit score, which can affect your ability to get another loan in the future. Loan modifications are also complex, time-consuming, and carry the risk of scams.

HAMP borrowers can also refinance if there is a clear benefit. "A borrower who has applied for or received a loan modification is eligible to refinance under DU Refi Plus" (this is Fannie's name for the HARP program).

This program helps the Borrower with making their mortgage payment affordable, bringing their mortgage current and avoiding foreclosure. When the Borrower makes their payments on time they can earn $1,000 each year for the first 5 years and could benefit from a total of $5,000 in principal forgiveness.

If your modification is temporary, you'll likely need to return to the original terms of your mortgage and repay the amount that was deferred before you can qualify for a new purchase or refinance loan.

The modification is a type of loss mitigation. The modification can reduce your monthly payment to an amount you can afford. Modifications may involve extending the number of years you have to repay the loan, reducing your interest rate, and/or forbearing or reducing your principal balance.

The Second Lien Modification Program (2MP) provides assistance to homeowners in a first lien permanent modification who have an eligible second lien with a participating HAMP servicer. This assistance can result in a modification of the second lien and even full or partial extinguishment of the second lien.

HAMP works by encouraging participating mortgage servicers to modify mortgages so struggling homeowners can have lower monthly payments and avoid foreclosure.

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