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Expression Of Wish Form For BP Main Scheme.October 2012.doc
Get Expression Of Wish Form For BP Main Scheme.October 2012.doc
BP Pension Fund expression of wishes form To: The Trustee of the BP Pension Fund Please complete this form to give us the names and addresses of those people you would like to benefit if anything.
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Discretionary FAQ
Expression of wish form (Death grant) - to express your wish for someone to receive any death grant in the event of your death. Nomination of co-habiting partner form (Survivor's pension) – to nominate a cohabiting partner to receive a survivor's pension in the event of your death.
If you do not complete an expression of wish, any death grant to which an entitlement may arise upon your death, will be paid to your personal representatives. This means that it could form part of your estate and be subject to inheritance tax if the value of your estate exceeds HM Revenue & Customs limits.
You'll need to add details such as name, relationship with you and the address for the person, charity, trust or other organisation. You'll also need to include the percentage of the pot value you'd like to give them.
I would like the Trustee to consider the following person(s) or organisation(s) for a lump sum benefit if this is applicable. I understand that the Trustee has complete discretion over the payment of any lump sum benefit and, although the Trustee will consider my wishes, my request is not binding on the Trustee.
An Expression of Wish form is a form completed by an employee stating who they would like the proceeds of their death benefits to be paid to.
If you do not complete an expression of wish, any death grant to which an entitlement may arise upon your death, will be paid to your personal representatives. This means that it could form part of your estate and be subject to inheritance tax if the value of your estate exceeds HM Revenue & Customs limits.
Most pension providers will have a form which will allow you to make an expression of wishes. Most will also accept a signed letter from you as long as the letter contains all the information they need and doesn't ask for anything which isn't allowable within the legislation or the pension scheme's rules.
A benefit is paid if you were to die while you're included in your employer's scheme. The trustees will decide who to pay your benefit to. When they decide they'll consider your circumstances at the time of your death, and your wishes recorded on this form.
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