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365 day penny challenge printable FAQ
For every 365 days of the year you save pennies. Starting at 1p on day one and then each day you add on a penny to the previous day's amount e.g. Day 2 = 2p, Day 3 = 3p, Day 4 = 4p etc. etc.
On the first day of the challenge, you start by saving one penny. This rises to two pennies on the second day, three pennies on the third, four pennies on the fourth, and so on. On the last day of the year, which is the 365th day, that amount rises to £3.65.
Each day, for 100 days, you draw an envelope from the box and place the amount of money that's written on it inside the envelope. Then, you continue the process until each one is filled up. At the end of the 100 days, if you stay consistent, you can save $5,050.
With each envelope you will save a set amount of money, incrementally increasing the amount saved in each envelope. As you save more, you will reach your desired end goal of $300,000! Plus, with this challenge comes a bonus envelope template to help you keep track of your progress.
With the 365-day penny challenge, you'll set aside a penny amount based on the day. For instance, day 1 – one penny, day 2 – two pennies, so on a so forth until the end of the year. At which point, you'll have almost $668 in the bank.
What is the 1p challenge? The well-known 1p challenge is a money saving method that lasts 365 days. It works by increasing the amount you save by 1p each day of the year.
How Much Money Would You Have If You Saved A Penny a Day? If you saved a penny a day for a year you would have $3.65. If you did the penny challenge instead, you would have $164.71 after 6 months and $667.95 after 1 full year. Saving money is hard!
1 quarter a day for a year is $91.25. There are 365 days in a year, $0.25 x 365 is $91.25.
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