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UNITED STATES BANKRUPTCY COURT DISTRICT OF OREGONIAN RE:CASE NO.:Debtor(s) /VERIFICATION OF CREDITOR Matrix above named Debtor(s) hereby verifies that the attached list of creditors is true and correct.
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FAQ
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A creditor matrix contains each creditor's name and mailing address. This information is used for noticing and claims information. The debtor is required to provide a list of ALL creditors.
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A mailing matrix, sometimes called a "mailing list" or "matrix," is a list of the names and mailing address of creditors and parties in interest in a bankruptcy case. Each mailing matrix is processed into Case Management/Electronic Case Files (CM/ECF) by software that reads and interprets the text on each page.
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Every bankruptcy petition filed with the U.S. Bankruptcy Court must include a list of creditors and their mailing addresses. Creditors are people or businesses to whom you owe money. The list of creditors is also called a Master Mailing List of Creditors or a Creditor Matrix.
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A creditor matrix contains each creditor's name and mailing address. This information is used for noticing and claims information. The debtor is required to provide a list of ALL creditors.
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A creditor can be a person or financial institution—like a bank or credit card issuer—that offers credit to another party. The party that borrows the credit is called a debtor. Creditors may choose to report a debtor's account activity—like payment history, credit limits and balances—to credit reporting agencies.
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Pre-petition debt is the debt that we are expecting to be discharged as part of your bankruptcy case. This can include everything from credit card and medical debt, personal and payday loans, to foreclosure and repossession deficiencies.
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