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The Short Brothers Pension Scheme (the Scheme) Deferred Member Expression of Wishes Form Please complete in BLOCK CAPITALS To: The Trustees of the Scheme From: Full Name: (Inc Forenames) Please provide.
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Completing FAQ
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What is an Expression of Wish form? If a client passes away with money in a pension, the administrators will need to decide who benefits from those funds. An Expression of Wish form lets the client choose who they would prefer the money to go to and in what proportions.
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It's simply a formal request to the trustees or administrator of your pension scheme, setting out who you'd like to receive your pension benefits on death.
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If you do not complete an expression of wish, any death grant to which an entitlement may arise upon your death, will be paid to your personal representatives. This means that it could form part of your estate and be subject to inheritance tax if the value of your estate exceeds HM Revenue & Customs limits.
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While your pension may be an important part of your wealth, it's not covered by your will. This is why you need to complete an expression of wishes. An expression of wishes is simply a statement that tells your pension provider who you'd like to receive your pension savings if you die before accessing the money.
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Expression of wish form (Death grant) - to express your wish for someone to receive any death grant in the event of your death. Nomination of co-habiting partner form (Survivor's pension) – to nominate a cohabiting partner to receive a survivor's pension in the event of your death.
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