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Retirement Option Election FormReceived Daters 6399Please type or print clearly in blue or black inkNYSLRS Social Security Number last 4 digits XXXXXRetirement System check one Employees Retirement.
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Retirement option election FAQ
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Most Tier 6 members are eligible for a service retirement benefit at age 63, or they can choose to retire as early as age 55 with a reduced benefit.
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You may choose to: Terminate your membership and withdraw your accumulated contributions plus interest; or. Leave your contributions in your account and qualify for a retirement benefit when you are age 55.
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You must contribute 3 percent of your gross reportable earnings for 25 years or until retirement, whichever occurs first.
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If you are a PFRS Member... You are in:If you joined:Tier 2July 31, 1973 through June 30, 2009Tier 3July 1, 2009 through January 8, 2010*Tier 5January 9, 2010 through March 31, 2012Tier 6April 1, 2012 or after2 more rows
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Most NYSLRS pensions are subject to federal income tax (some disability benefits are not taxable). NYSLRS pensions are not subject to New York State or local income tax, but if you move to another state, that state may tax your pension.
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Earnings in any 12-month period cannot exceed the average of the previous four years by more than 10 percent. Any amount over the 10 percent will be excluded from your FAE calculation.
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Employers' average contribution rates for the State Fiscal Year 2023-24 will increase from 11.6% to 13.1% of payroll for the Employees' Retirement System (ERS) and from 27.0% to 27.8% of payroll for the Police and Fire Retirement System (PFRS).
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To receive the full retirement benefit, you must retire at age 62 or older or, if you have at least 30 years of credited service, you may retire as early as age 55. With less than 30 years of credited service, you may retire between the ages 55 and 62 and receive a reduced benefit.
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