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Get SPS Non-Obligor Credit Check Authorization

Non-Obligor Credit Check Authorization Select Portfolio Servicing Inc. SPS is a participant in the federal government s Making Home Affordable program MHA. If you have requested that we include income from a non-borrower residing in the property in determining whether your account is eligible for participation in MHA pursuant to MHA guidelines SPS must obtain a credit report to verify the occupancy for each non-borrower before we can consider using their household income in our determination* Before we obtain a credit report we must have each non-borrower s written authorization to do so. Please note that if SPS obtains the non-borrower s credit report their credit score may be adversely affected* SPS would be making a hard inquiry on the non-borrower s credit information the impact of a hard inquiry on a credit score depends on the non-borrower s entire credit profile. For more information about credit scores go to http //www. ftc*gov/bcp/edu/pubs/consumer/credit/cre24. shtm* Please have each non-borrower whose income you have requested we consider sign the authorization below. Return the signed authorization to SPS at P. O. Box 65250 Salt Lake City UT 84165-0250 Or fax to Fax 801 293-3936 SPS Account Number I hereby authorize Select Portfolio Servicing Inc* to obtain my credit report pursuant to MHA guidelines. I agree that SPS will not be held responsible in any manner for relying upon such credit report or for following the I affirm that my income has not been used to obtain a HAMP modification for any other property. Non-Borrower Signature Printed Name Social Security Number If you have any questions or concerns please contact our Loan Resolution Department. Our toll-free number is 888 818-6032 and representatives are available Monday through Thursday between the hours of 6 a*m* and 8 p*m* Friday from 6 a*m* to 5 p*m* and Saturday from 7 a*m* to 11 a*m* Mountain Time. Esta carta contiene informaci n importante concerniente a sus derechos. Por favor h gala traducir. Nuestros representantes bilingues est n a su disposici n para contestar cualquier pregunta llamando al tel fono 1-800-831-0118 y marque la opci n 2. This information is intended for informational purposes only and is not considered an attempt to collect a debt. If you have requested that we include income from a non-borrower residing in the property in determining whether your account is eligible for participation in MHA pursuant to MHA guidelines SPS must obtain a credit report to verify the occupancy for each non-borrower before we can consider using their household income in our determination* Before we obtain a credit report we must have each non-borrower s written authorization to do so. Please note that if SPS obtains the non-borrower s credit report their credit score may be adversely affected* SPS would be making a hard inquiry on the non-borrower s credit information the impact of a hard inquiry on a credit score depends on the non-borrower s entire credit profile. Please note that if SPS obtains the non-borrower s credit report their credit score may be adversely affected* SPS would be making a hard inquiry on the non-borrower s credit information the impact of a hard inquiry on a credit score depends on the non-borrower s entire credit profile. For more information about credit scores go to http //www. ftc*gov/bcp/edu/pubs/consumer/credit/cre24. .

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