Get Rbc Select Conservative Portfolio

Conservative Balanced Includes a higher allocation to fixed interest and cash than the Balanced option. It's designed to have medium-term growth with a balance between capital stability and capital growth. May also have some short-term fluctuations.

A balanced portfolio invests in both stocks and bonds to reduce potential volatility. An investor seeking a balanced portfolio is comfortable tolerating short-term price fluctuations, is willing to tolerate moderate growth, and has a mid- to long-range investment time horizon.

The balanced mutual fund is on a very good run. That said it trails the benchmark ETF portfolio XBAL from iShares. Here's the 0ne-year total returns to the end of 2021. The total returns are very solid, they almost keep up with 5 and 10-year numbers for the Tangerine Core Portfolios.

What does the fund invest in? The fund invests primarily in a broadly diversified portfolio of mutual funds managed by RBC GAM, with an emphasis on fixed-income securities and Canadian, U.S. and international equity securities. The charts below give you a snapshot of the fund's investments on July 31, 2022.

For a more conservative portfolio, you'll want a combination of 20-40% risky investments (like stocks) and 60-80% of safer investments (like bonds). A moderate portfolio (medium-risk), allows you to experiment with different types of investments while also putting some of your money in safer funds.

Portfolio description The Conservative Allocation Portfolio primarily looks to preserve capital through a conservative asset allocation. It contains larger allocations to diversified fixed income and cash, but also contains exposure to both domestic and international stock funds for some upside potential.

Conservative, balanced, aggressive… The names of these schemes says it all: if you want to take a small exposure to equity (10-25%), you should opt for conservative hybrid schemes. If you want to take a little more exposure (40-60%), you can choose balanced hybrid schemes.