Get Ho-3 (12-86)

Filling out the HO-3 (12-86) homeowners insurance form online can be straightforward with the right guidance. This comprehensive guide provides step-by-step instructions to help you complete the form accurately and efficiently.

Follow the steps to fill out the HO-3 (12-86) online.

1. Press the ‘Get Form’ button to access the HO-3 (12-86) form and open it in the online editor.
2. Fill in your full name and the location of your residence in the designated fields.
3. Specify the policy period by providing the start and end dates of your coverage.
4. Detail the amounts of insurance coverage you are opting for, ensuring it aligns with your expected needs.
5. Indicate the deductible amounts you are comfortable with, keeping in mind how it may affect your premium.
6. Review the agreement and definitions sections to ensure understanding of your responsibilities and coverage details.
7. Complete Section I by indicating the property coverages, including Coverage A (Dwelling), Coverage B (Other Structures), Coverage C (Personal Property), and Coverage D (Loss of Use).
8. Complete Section II, which outlines liability coverages, including Coverage E (Personal Liability) and Coverage F (Medical Payments to Others).
9. Review the exclusions to recognize what is not covered in your policy.
10. Check the conditions outlined in the policy to ensure compliance on your part in case of a claim.
11. Once all fields are completed, save your changes, and download the document for your records.
12. Print the document or share it electronically as necessary.

Start filling out your HO-3 (12-86) form online today!