What is the rule for savings account in India Post?

(i) Account can be opened with minimum of Rs. 1000 and in multiple of Rs. 1000. (ii) A maximum of Rs. 9 lakh can be deposited in a single account and 15 lakh in Joint account. (iii) In a joint account, all the joint holders shall have equal share in investment.

What happens if the SCSS account holder dies?

In the unfortunate event of the death of the SCSS account holder, no penalty will be applied to the account. However, the rules state that the SCSS account must be closed.

What is the minimum balance for India Post savings?

Yes, the account holder has to ensure a minimum balance of Rs 500, which means additional withdrawal requests are rejected. Failure to maintain the Rs 500 minimum balance at the end of a financial year attracts an account maintenance fee of Rs 50. The account is closed automatically once the balance is nil.

How much money can be kept in savings account India?

There is no maximum amount that can be kept in a savings bank account in Indian banks. However, there is a cash deposit limit of 1 lakh per day per account. This means that you cannot deposit more than 1 lakh in cash in a savings account in a single day.

What is the limit of post bank savings account?

Service Charges / Fees for Premium Savings Account EligibilityAnybody above 10 years with KYCInitial Minimum DepositINR 200Mandatory Minimum Account BalanceNILMaximum End of Day BalanceINR 2,00,000Nomination FacilityAvailable21 more rows

Can I double my money in 5 years in post office?

Can I double my money in 5 years in the post office? There are many investment options offered by the post office that can be availed to double your money in 5 years. However, to double money with KVP, you would have to wait for a period of over 10 years.

How do I claim my post office savings?

My account has been closed - how do I reclaim my funds? Reclaim form: Fill out the reclaim form in the link and send it to Post Office Savings, PO Box 87, Armagh, BT61 OBN or you can; Telephone: Call us on 0800 169 7500 to see if we can return your balance over the phone.

What is the rule for post office savings account?

In a Post Office savings account the amount deposited can be withdrawn at any time as per the depositor's needs. The withdrawal is, however, subject to the maintenance of a minimum balance of Rs. 50 in a simple account and Rs. 500 for accounts with cheque facility.

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FORM -12 (See Rule 11 Of Government Savings ... - India Post

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FORM 12 (See Rule 11 of Government Savings Promotion Rules, 2018) Letter of authority to open or operate an account under National Savings Schemes on behalf of depositor suffering from physical infirmity.

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