How long can you have COBRA insurance Ohio?

1. What is Mini-COBRA as compared to COBRA? COBRA generally permits former employees and their qualified dependents to continue receiving coverage under an employer's group health plan for a specified length of time (18-36 months) following a qualifying event that results in a loss of coverage.

Can you extend COBRA beyond 18 months?

Consumers may also extend COBRA continuation coverage longer than the initial 18-month period with a second qualifying event e.g., divorce or death up to an additional 18 months, for a total of 36 months.

Does Ohio have mini COBRA law?

Ohio has a state continuation coverage law known as mini-COBRA. This law provides a similar option to COBRA for individuals who have lost coverage due to job loss, but it applies to employers with fewer than 20 employees who are not subject to federal COBRA requirements.

What is a COBRA notice?

COBRA Election Notice - Informs the covered individual(s) of their loss of group coverage and their right to enroll in continuation coverage using the attached COBRA election form.

How long can you stay on COBRA after leaving a job?

COBRA coverage lets you pay to stay on your job-based health insurance for a limited time after your job ends (usually 18 months). You usually pay the full premium yourself, plus a small administrative fee. Contact your employer to learn about your COBRA options.

Why did I get a COBRA letter in the mail?

COBRA coverage follows a "qualifying event". An example of a qualifying event would be if your hours were reduced or you lost your job (as long as there was no gross misconduct). Your employer must mail you the COBRA information and forms within 14 days after receiving notification of the qualifying event.

How long can I stay on COBRA in Ohio?

Long-Term Coverage is Available While COBRA is temporary, in most circumstances, you can stay on COBRA for 18 to 36 months.

What is state continuation coverage in Ohio?

COBRA generally permits former employees and their qualified dependents to continue receiving coverage under an employer's group health plan for a specified length of time (18-36 months) following a qualifying event that results in a loss of coverage.

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Ohio State Continuation Model Notice

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Q: Why did I get a COBRA letter in the mail?

COBRA coverage follows a &quot;qualifying event&quot;. An example of a qualifying event would be if your hours were reduced or you lost your job (as long as there was no gross misconduct). Your employer must mail you the COBRA information and forms within 14 days after receiving notification of the qualifying event.

State of Ohio Continuation Coverage Election Notice Enter date of notice Dear: Identify the qualified beneficiary(ies), by name or status This notice contains important information about your right.

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