Get Mortgage Fact Find

Completing the Mortgage Fact Find is a key step in obtaining tailored mortgage advice. This guide provides a clear and structured approach, helping users navigate through the form easily and effectively.

Follow the steps to complete the Mortgage Fact Find accurately.

1. Press the ‘Get Form’ button to access the Mortgage Fact Find form in your preferred editor.
2. Begin by filling out the 'Client Details' section for both clients, including names, addresses, and contact information. Update the marital status and electoral roll details as applicable.
3. Continue to the 'Basis of Advice & Personal Objectives' section. Indicate the priorities for each client regarding new mortgages or reviews and specify reasons for seeking a mortgage.
4. In the 'Personal Details' section, document the personal information of both clients. This includes their date of birth, national insurance number, and details about any children or dependants.
5. Move to the 'Income & Occupation Details' section. Detail employment status, income sources such as salary and other benefits, and any previous employment if applicable.
6. Next, complete the 'Expenditure' section by listing all current mortgage or rent payments, household bills, and other monthly outgoings for both clients.
7. Proceed to the 'Assets' section where you need to enter details about owned properties, cash, investments, and any business assets.
8. Fill in the 'Current Mortgages and Loans' section, detailing any existing mortgage accounts, amounts owing, and lender details. Specify if there are any early redemption penalties.
9. In the 'New Mortgage Details' section, describe the property to be mortgaged, the desired loan amount, term, and budget for monthly repayments.
10. Complete the 'Credit History' section, providing information regarding any past financial difficulties or judgments.
11. Lastly, review the 'Mortgage Features' and 'Attitude to Mortgage Risk' sections, providing insights on preferences regarding interest rates, repayment strategies, and any concerns.
12. Once all sections are filled, you can save changes, download, print, or share the completed Mortgage Fact Find.

Start completing the Mortgage Fact Find online today for a more informed mortgage experience.