Follow the steps to complete your application smoothly.

1. Press the ‘Get Form’ button to access the application form and open it in a suitable editor.
2. Begin by filling out the 'Parties to the Contract' section. Input the 'Contract Owner' details, ensuring to include their name, date of birth, Social Security Number or Tax ID, address, email, and phone number.
3. Proceed to complete the 'Joint/Contingent Owner' section. Indicate their role by checking the appropriate box and entering their details similar to the contract owner.
4. Complete the 'Annuitant' section, making sure to provide the necessary information. This is particularly important if the annuitant differs from the contract owner.
5. Fill out the 'Contingent Annuitant' and 'Beneficiary' sections. For beneficiaries, ensure that the allocation equals 100% and include their information including relationship to the annuitant.
6. In the 'Contract Information' section, indicate the contract type by checking the relevant box and providing any additional required details.
7. Complete the 'Purchase Payment' section, specifying the payment method and amount, ensuring it meets the minimum initial payment requirement of $10,000.
8. If applicable, choose your 'Contract Options' including death benefits and CDSC schedules. Read this section carefully as choices here can impact charges.
9. Proceed to the 'Investment Options' section. Fill out asset rebalancing preferences, dollar cost averaging, and any chosen guided portfolio strategies.
10. Conclude the document by signing under the 'Contract Owner Signatures and Authorizations' section, ensuring you review the acknowledgments and disclosures.
11. Finally, save your completed application. You may choose to download, print, or share the form as needed.

Start filling out your application online today to take the next step towards your financial goals.