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THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY. Named Insured Endorsement Number Specimen Form Policy Symbol Policy Number Policy Period Effective Date of Endorsement to Issued By (Name.

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There is also a risk of being under-insured or uninsured as additional insureds. Second, there is the risk of breaching a contract, thus potentially becoming the insurer of the other party when they are the party obligated to provide additional insured coverage.

These parties may have an interest in a project you're taking on, so an additional insured endorsement helps get everyone on the same page with respect to insurance coverage. There is typically no cost to name an additional insured, but some insurance companies may charge a nominal fee to amend the existing policy.

Many E&O policies exclude claims resulting from any of the following: Bodily injury or property damage. Employment-related acts such as wrongful termination and discrimination. Fraud or criminal acts.

Your insurance company will likely refuse to add your client as an additional insured. It will argue that your client is not a licensed design professional, cannot be held to the standard of care of such a professional and therefore cannot be insured under the policy for negligence acts, errors or omissions.

Depending on your business, you may be able to ask another policy holder to be an additional insured on their professional liability insurance policy, also known as errors and omissions insurance or E&O insurance. However, you can't be named an additional insured on your own policy.

To add an additional insured to an insurance policy, consult an Insureon insurance agent and review the policy, identify whether an additional insured can be added, and assess the level of coverage the additional insured is requesting. You'll typically need to fill out an additional insured endorsement form.

While typically used in commercial general liability (CGL) policies, an additional insured can be added to tenant insurance, professional liability, errors & omissions, and more. Additional insured works similarly to when you get into a car accident, and the other person is at fault.

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© Copyright 1997-2025
airSlate Legal Forms, Inc.
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232