In 2019, the NHT loan ceiling was increased from $5.5 million to $6.5 million — an 18.2 per cent increase; interest rates for all mortgagors were reduced and the income bands were realigned.

Pensioners who desire to contribute to the NHT are allowed to register as Voluntary Contributors. To qualify for loans, Voluntary Contributors must have paid 104 weeks (2 years) of contributions, of which 52 weeks (1 year) must be paid in the period leading up to the date of application.

Be between 18 and 65 years old; Have made at least 52 weekly contributions of which 13 must been have made in the last 26 weeks period, immediately before the date of application; Be a non-homeowner. Never accessed a loan from the NHT.

To become an Overseas Voluntary Contributor (you must be a permanent resident or a citizen of that country), you must first register with the NHT. To register, you must complete the Voluntary Contributor's Application Form (correction fluid should NOT be used on the Form).

How to fill a Letter of Indemnity? A letter of indemnity must include the following key details:- The names and addresses of both parties involved. The name and affiliation of the third party. Detailed descriptions of the items being shipped. Signatures of the parties. Date of execution of the contract.

The following documents are required for all loan interviews: NIS card of the person(s) applying for the loan. TRN card/ Letter from Tax Administration of Jamaica (TAJ)/ Driver's Licence (for all loan applicants and persons whose names appear or will appear on the title, including persons residing overseas).