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DiversifiedAgrisuranceCompany LIGHTNING LOSS AFFIDAVIT * * * This affidavit is required for lightning loss claims * * * (Repairman or Appraiser) Name of Insured Address Policy Number 1. Date of loss.

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How to fill out the Lightning Affidavit online

Filing a Lightning Affidavit is an important step for users making lightning loss claims. This guide will provide a comprehensive overview of the affidavit components and a clear, step-by-step process to fill it out online.

Follow the steps to complete the Lightning Affidavit effectively

  1. Click ‘Get Form’ button to obtain the Lightning Affidavit and open it in the editor.
  2. Enter the name of the insured in the designated field. Ensure that the name matches the policyholder's official documents.
  3. Fill out the address of the insured. It is crucial to provide the correct mailing address for future correspondence.
  4. Input the policy number in the specified area. This helps to identify the insurance coverage relevant to the claim.
  5. Provide the date of loss in the corresponding field. This should be the date when the lightning incident occurred.
  6. Indicate the date the damage was reported for repair. This helps establish a timeline for the claim.
  7. If applicable, specify the fuses that were blown by selecting 'Yes' or 'No'.
  8. Create a list of damages that occurred as a direct result of the lightning strike. Provide detailed descriptions for clarity.
  9. Describe the damaged property by entering the make, model, and serial number of the equipment affected.
  10. State whether the damaged parts are available for inspection or testing by selecting 'Yes' or 'No.'
  11. Provide the age of the equipment or parts that were damaged. This information can aid in assessing the claim.
  12. Clearly explain why the loss is believed to be the result of lightning. You should include any relevant information that supports your conviction.
  13. At the end of the affidavit, ensure to sign the document as the insured and date it accordingly.
  14. If an inspector has assessed the damage, they should provide their signature, date, printed name, and company information.
  15. Once all sections are filled out, users can save changes, download, print, or share the completed Lightning Affidavit.

Ready to file your Lightning Affidavit online? Begin the process today!

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The lightning loss affidavit is completed by a service provider (usually a licensed electrician) who inspects the damage and confirms under oath that lightning was the source of the damage. What is the difference between a power surge and a lightning strike? Lightning strikes are just one cause of power surges.

To prove that lightning has damaged your home and belongings, you will need to show proof. A hole, char marks, or other damage to the exterior of your home is great proof and should be photographed as soon as it is safe to go outside.

Lightning strikes can cause fires inside or outside your home, ruin expensive appliances and electronics, damage wiring in the walls, and potentially shock and injure you or someone in your household. The good news is lightning is covered by almost all homeowners insurance policies.

Most standard homeowners insurance policies will cover damage to your home caused by lightning strikes. In addition, a homeowners policy usually covers fire damage if the lightning sparks a fire that damages your home. This would be covered under your dwelling coverage.

The good news is that lightning strikes, as well as fire caused by lightning, are covered perils in almost all homeowners insurance policies, with no exclusions.

Here are three signs you can watch out for that indicate a lightning bolt may have hit your home. Visible Fire Damage on the Roof. The most significant danger to your home from lightning is fire. ... Shockwave Damage to Your Home. ... Power Surge or Electrical Damage Inside Your Home.

There are several ways to prove your car was damaged by lightning, including photos, videos, and having your mechanic give you something in writing explaining why the damage to your car was most likely caused by a lightning strike.

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