Typically, it replaces 50-75% of an individual's salary. It is important to note that the amount of the benefit is based on the employee's salary at the time the policy is purchased, so it is important to increase the value of the plan as your salary increases.

Aflac pays cash benefits directly to you (unless you specify otherwise) to help with things like out-of-pocket medical expenses, the rent or mortgage, groceries, or utility bills. Helping you with the medical expenses that major medical doesn't cover—and much more.

Short term disability provides income if you cannot perform the major functions of your job after becoming disabled from a non-work-related accident, illness or pregnancy/childbirth. Disability benefits are measured in weeks.

Are age 18 or older. Are not currently receiving benefits on your own Social Security record. Are unable to work because of a medical condition that is expected to last at least 12 months or result in death; and. Have not been denied for disability in the last 60 days.

SMART VSTD - Voluntary Short Term Disability Plan.

You generally get your first benefit payment within two weeks of filing your claim and you'll get payments every two weeks until your benefit period is over. Most people get their payments through a debit card that you can use to buy things or that you can set to automatically deposit your benefit to a bank account.

Aflac Short-Term Disability Insurance can help provide income protection while you are unable to work due to a covered sickness, injury or mental health condition so you can focus on recovery.