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  • Merchant Surcharge Notification Form - Discover Network

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MERCHANT SURCHARGE NOTIFICATION FORM Merchants who intend to surcharge Discover transactions must provide notice directly to Discover and the merchants acquirer 30 days before beginning to surcharge.

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How to fill out the Merchant Surcharge Notification Form - Discover Network online

Filling out the Merchant Surcharge Notification Form is a key step for merchants planning to surcharge Discover transactions. This guide will provide you with a clear and structured approach to ensure that you complete the form accurately and efficiently.

Follow the steps to complete the form correctly.

  1. Click ‘Get Form’ button to obtain the Merchant Surcharge Notification Form and open it in your preferred form editor.
  2. In the contact information section, provide your business legal name in the required field. Fill out your contact email and phone number, ensuring all details are accurate.
  3. Enter the contact person's first and last name in the designated fields. Confirm the email address by re-entering it in the email confirmation field.
  4. In the merchant location(s) information section, indicate the number of locations by entering a numeric value. Provide the Discover Merchant ID, street address, city, state, and zip code.
  5. Select all applicable sales channels for surcharging, including retail, mail order, eCommerce, and telephone order options.
  6. Indicate whether you plan to surcharge all Discover credit cards or specific Discover credit products. Select any additional accepted brands, such as American Express, MasterCard, or others.
  7. In the acquirer/payment service provider/ISO section, fill in the name of your payment service provider, along with the contact person's first and last name, and their email.
  8. Review all the information filled in the form carefully. Once confirmed, you may save the changes, download, print, or share the form as needed before submitting it to discoversurcharge@discover.com.

Start filling out your Merchant Surcharge Notification Form online today!

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How to Add a Surcharge to Credit Card Transactions Verify that surcharging is legal in your state. ... Notify your credit card processor and card associations. ... Review the rules and requirements for each credit card association. Make sure that your credit card processor supports surcharging.

You don't need an annual fee for generous credit card rewards and top benefits. At Discover®, every credit card has no annual fee.

The Merchant Surcharge Program allows merchants to add a percentage fee to their consumers' credit card transactions to cover the merchant's credit card processing costs.

Acquirers must register with Mastercard any merchant that plans to surcharge, within 10 days of notification by the merchant. If an acquirer needs to register they should send an email to Registration_Merchant_Surcharge@mastercard.com.

There is no prohibition for credit card surcharges and no statute on discounts for different payment methods. Sellers may impose a credit card surcharge of no more than 5 percent of the purchase price. Surcharges must be clearly posted and communicated before payment.

If you're wondering if it is legal to charge credit card fees, the short answer is yes. The practice of surcharging was outlawed for several decades until 2013 when a class action lawsuit permitted merchants in several U.S. states to implement surcharges in their businesses.

Discover Surcharge Rules via formal writing at least 30 days before implementing a surcharge. You may access and fill a surcharge form to expedite the process by filling fields such as merchant. location, contact information, and service provider details.

States that prohibit credit card surcharges and convenience fees. Ten states prohibit credit card surcharges and convenience fees: California, Colorado, Connecticut, Florida, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas.

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