Get Credit Inquiry Removal Letter

This guide will help you understand how to fill out the Credit Inquiry Removal Letter to address any unauthorized inquiries on your credit report. By following these steps, you can ensure that your concerns are effectively communicated to the credit bureau.

Follow the steps to successfully complete your Credit Inquiry Removal Letter

1. Click ‘Get Form’ button to access the Credit Inquiry Removal Letter. This action will open the document in your preferred online editor.
2. Begin drafting your letter by entering the date in the space provided at the top of the document. Ensure it reflects the date you are submitting the request.
3. Next, address the credit bureau by entering their name and address. For the Credit Inquiry Removal Letter, this should be: EXPERIAN, P.O. BOX 9701, ALLEN, TX 75013.
4. In the subject line, write ‘Request to remove unauthorized credit inquiry’ to clearly indicate the purpose of your letter.
5. In the body of the letter, begin with a courteous salutation such as ‘To Whom It May Concern’.
6. Insert the details of the unauthorized inquiry, including the name of the company that made the inquiry and the date it occurred. Be precise to avoid confusion.
7. Clearly state that you are disputing the inquiry and outline that it was unauthorized. Mention that this action violates your rights under the Fair Credit Reporting Act.
8. Request the credit bureau to investigate the unauthorized inquiry and provide the necessary contact information of the parties involved in the inquiry.
9. Politely ask for documentation that verifies your identity and supports your request, including any forms you did not authorize.
10. Conclude your letter with a request for an updated copy of your credit report, clearly stating that this should be sent to your address listed at the top.
11. After you have filled all sections, review your letter for accuracy. Once satisfied, you can then save changes, download, print, or share the completed form as needed.

Take action today by competing your Credit Inquiry Removal Letter online.