Get Yearly Spending Tracker

Your spending rate is calculated by dividing your spending by your income.

Best expense tracker apps Best overall free app: Mint. Best app for beginners: Goodbudget. Best app for serious budgeters: You Need a Budget (YNAB) Best app for small business owners: QuickBooks Online. Best app for business expenses: Expensify.

Mint is the best overall expense tracker app because it's free, and you can monitor all of your accounts in one place. Set savings goals, keep tabs on your credit, and track investments. If you need advice from a financial professional, you can get a Mint Live Subscription.

Four Ways to Track Your Expenses Pencil and Paper. Don't dismiss old school methods. ... Envelope System. The envelope system focuses on paying cash for as many things in the budget as you can. ... Computer Spreadsheets. It's time to talk digital—computer spreadsheets as an expense tracking method. ... Budgeting Apps.

Mint is the best overall expense tracker app because it's free, and you can monitor all of your accounts in one place. Set savings goals, keep tabs on your credit, and track investments. If you need advice from a financial professional, you can get a Mint Live Subscription.

The best place to start when tracking spending is gathering the following information: The most recent full month's statements from your bank checking accounts. The last credit card statement. Receipts or a tally of your daily cash spending.

Check your account statements Pinpoint your money habits by taking inventory of all of your accounts, including your checking account and all credit cards you have. Looking at your accounts will help you identify your spending patterns. Your spending will consist of both fixed expenses and variable expenses.

This free add-on allows you to use Google Sheets as a budgeting application. Setup categories/subcategories for income and expenses, then enter your transactions.