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How to fill out the REQUEST TO RE-INVESTIGATE AND DELETE THE UNAUTHORIZED INQUIRY - TRANSUNION - IDispute.org online

This guide will walk you through the process of completing the request to re-investigate and delete an unauthorized inquiry on your credit report using the online form. By following these instructions, you can ensure that your request is properly submitted to TransUnion for review.

Follow the steps to effectively complete your request online.

  1. Use the ‘Get Form’ button to access the form and open it in your editor.
  2. Fill in the date at the top of the form, ensuring that it reflects the current date of your request.
  3. In the section labeled 'Inquiry made by', provide the name of the company that made the unauthorized inquiry as indicated on your credit report.
  4. In the 'Inquiry made on' section, enter the date that the unauthorized inquiry was conducted.
  5. Address the letter by writing 'To Whom It May Concern,' to formally direct your request.
  6. In the body of the letter, state that this is your second request and express your intention to pursue litigation if necessary.
  7. Clearly explain that you have not authorized the inquiry and request immediate deletion based on the Fair Credit Reporting Act.
  8. Include your personal identity verification information, such as your full name, social security number, date of birth, address, phone number, and email.
  9. Attach copies of the enclosed documents that verify your identity, such as your ID or driver’s license and social security card.
  10. Review all the information provided for accuracy and completeness before submitting.
  11. Once you are satisfied with the form, save your changes, then download, print, or share the finalized document as needed.

Start filling out your request online today to ensure the unauthorized inquiry is addressed promptly.

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How do I write a dispute letter to TransUnion?

Dispute an item on your TransUnion credit report by mail Your name* Partial account number of the disputed item (from your credit report)* Current address* Your TransUnion file number. Social Security number. Date of birth. Name of company that reported the item you're disputing (from your credit report)

You can start your investigation online. You can also submit a dispute by phone or mail. TransUnion contacts the creditor for verification.

Send a letter to each credit reporting agency requesting removal of the fraudulent inquiry Include a copy of your FTC Identity Theft Report with your letter. If you are requesting deletion of an inquiry from your TransUnion credit report, send your letter to the address below: TransUnion. P.O. Box 2000. Chester, PA 19016.

To whom this may concern, I am writing to request the removal of unauthorized credit inquiries on my (name of the credit bureau—Equifax, Experian and/or TransUnion) credit report. My latest credit report shows (number of hard inquiries you are disputing) credit inquiries that I did not authorize.

There are really only two ways to remove inquiries from your credit report: wait for them to age off or, if they are erroneous, file a formal dispute with each of the credit bureaus. This is the fastest and most surefire way to correct your credit history and boost your credit score.

A 609 letter is a credit repair method that requests credit bureaus to remove erroneous negative entries from your credit report. It's named after section 609 of the Fair Credit Reporting Act (FCRA), a federal law that protects consumers from unfair credit and collection practices.

A goodwill letter is a written correspondence that asks creditors to remove negative remarks from your credit reports. Key points: A goodwill letter is more likely to work on smaller negative items, such as late or missed payments. The creditor has no obligation to honor or even respond to a goodwill letter.

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