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Analysis of Financial Results June 2016Table of ContentsCompany Overview Financial PerformanceBusiness Strategy Annexure2Company Overview 1.Time tested Bank with 92 years of banking history2.PanIndia.

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The Savings and Loan Crisis of the 1980s and 1990s was the first large banking crisis after the Great Depression. The crisis resulted in thousands of savings and loan institutions closing and billions of dollars lost, hurting customers and taxpayers.

The receivership of Washington Mutual Bank by federal regulators on September 26, 2008, was the largest bank failure in U.S. history. Regulators simultaneously brokered the sale of most of the banks's assets to JPMorgan Chase, which planned to write down the value of Washington Mutual's loans at least $31 billion.

Like mutual savings banks, S&Ls were losing money because of upwardly spiraling interest rates and asset/liability mis- match. 2 Net S&L income, which totaled $781 million in 1980, fell to negative $4.6 billion and $4.1 billion in 1981 and 1982 (see table 4.1). * Based on tangible-capital-to-assets ratio.

In 1980 there were 4,039 savings institutions; approximately 1,300 savings institutions failed during the 198094 period. This high proportion of failures led to the demise of the fund that insured savings institution deposits, and imposed heavy costs on surviving institutions and on tax payers.

The big difference is that banks failed [in 2008] because of bad loans and poor credit underwriting. By the time the Great Recession ended, over 600 banks failed. Today's banking crisis was triggered by bad risk management practices around deposit management and interest rates.

A New Era in Banking: High Rates of Bank Chartering, Failures and Mergers. The commercial-bank population reached 14,496 in 1984. It turns out this was a post-1940 peak that may never be reached again. Between 1984 and 2020, the number of banks decreased by 70%.

First, broad national forces—economic, financial, legisla- tive, and regulatory—established the preconditions for the increased number of bank failures. Second, a series of severe regional and sectoral recessions hit banks in a number of banking markets and led to a majority of the failures.

Future Treasury Secretary Alexander Hamilton founds the Bank of New York, the oldest continuously operating bank in the United States—operating today as Mellon.

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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232