What is the net worth requirement for Freddie Mac?

The minimum net worth requirement for Fannie Mae and Freddie Mac is defined as follows: Base of $2,500 plus 25 basis points of outstanding UPB for total loans serviced. Adjusted/Tangible Net Worth is defined as total equity less goodwill, intangible assets, affiliate receivables and certain pledged assets.

What are the ineligible property types for Freddie Mac?

Ineligible property types Mortgages secured by the following property types are not eligible for purchase by Freddie Mac: A 2- or 3-unit property with an ADU that does not comply with zoning and land use requirements (illegal zoning) A 1-, 2- or 3-unit property with two or more ADUs. A 4-unit property with an ADU.

What is a Form 1013 for mortgage?

A servicer (or subservicer) must use the Letter of Authorization for P&I Custodial Account (Form 1013) to notify Fannie Mae each time a new custodial account is established at an acceptable depository institution for the deposit of principal and interest payments (and other fees and charges) due to Fannie Mae.

Does Freddie Mac require inspection?

The Servicer must order a property inspection on or after the 90th day of Delinquency and obtain the complete inspection report by the 120th day of Delinquency. The Servicer must continue to obtain a newly completed property inspection report every calendar month.

Get Freddie Mac 1013 2002-2024

Freddie Mac 1-4 Unit Property Inspection Report Reason for inspection ! Delinquency ! Foreclosure ! REO ! Other Servicer Name Servicer Address Freddie Mac Loan Number Borrower Name Property Address.

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