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Paid Time Off (PTO)Life and AD&D Basic Life and AD&D CHS Blue Ridge provides all benefitseligible Teammates with company paid Basic Life and Accidental Death & Dismemberment (AD&D).

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What's the difference between life insurance and AD&D insurance? Life insurance pays a tax-free benefit to your beneficiaries if you die, whereas AD&D pays out to your beneficiaries if you die or are injured in a qualifying accident.

Basic AD&D coverage amounts are paid in the event of accidental loss of life; both hands or feet; sight in both eyes; one hand and one foot; and one hand or one foot and loss of sight in an eye, or loss of your speech and hearing.

Is voluntary AD&D worth it? Voluntary AD&D could be worth it for those who want some measure of life insurance coverage but cannot afford a voluntary term life insurance policy.

Basic life insurance coverage under Choices pays benefits to your beneficiary(ies) if you die from most causes while coverage is in effect. Accidental Death & Dismemberment (AD&D) insurance coverage adds low-cost accidental death protection by paying benefits in the event your death is due to accidental causes.

Accidental Death & Dismemberment (AD&D) insurance coverage adds low-cost accidental death protection by paying benefits in the event your death is due to accidental causes. Full or partial AD&D benefits are also payable to you following certain serious accidental injuries.

An accidental death and dismemberment (AD&D) insurance policy or rider includes coverage for certain accidental injuries (as well as accidental death), while standard life insurance only pays out for death.

As the name suggests, accidental death and dismemberment insurance provides coverage for a death due to an accident. It generally also pays if you lose a limb or a function such as sight, hearing or speech in an accident.

Basic AD&D is employer-paid coverage, which provides an accidental death benefit often equal to an employee's basic term life insurance amount. Voluntary/Supplemental AD&D offered as employee-paid coverage can be tied to supplemental life insurance coverage or as a separate, stand-alone election.

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© Copyright 1997-2025
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
Industries
Forms in Spanish
Localized Forms
State-specific Forms
Forms Kit
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232