Get Disability Claim Form - Fairstone

Loan application documents. To complete your loan, you'll need to verify your personal identification, employment and income, and housing information.

Funding. If you are approved, funding generally takes between two to five business days. Smaller banks and credit unions may take longer, but most should be able to fund your loan within a week of applying if you opt for direct deposit into a bank account.

What happens if I can't make my payments? A few things could happen if you don't make your payments. Your lender might charge you fees, your credit score could go down, you might have to repay the loan right away, your collateral could be at risk or you could be contacted by a Collections agency.

While some lenders may deposit your funds into your account the same day you're approved, others may take one business day to as many as seven to disburse your funds.

With nearly a century of lending experience, Fairstone is a trusted provider of responsible loan solutions. We offer unsecured personal loans, home equity loans and mortgages to near-prime borrowers online and in 250 branches coast to coast.

How do I request a discharge? Please contact your local branch by calling 800-995-2274 with your request to discharge your loan. A Lending Specialist will collect your discharge fee and submit your documents to finalize the request.

When you take out a personal loan, you receive the loan amount as a lump sum. After receiving your money, you'll pay the loan back through a set number of payments, or 'installments'.

How long does it usually take to get money from a loan? If you're working with a traditional bank or credit union, it could take – on average – between two to five days to access your money, however if you're working with a lender like Fairstone, you could get approved and have your money in as little as 24 hours.