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Submit Form RESET Safeco Insurance Company of America Policy#: DRIVER EXCLUSION NAMED INSURED(S) No coverage is provided for any claim arising from an Accident or loss that occurs while a covered.

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Some car insurance policies come with a 'named driver exclusion'. It means that one or more people in your house cannot use the insured car. Insurance companies can put exclusions into your policy, but sometimes the policyholder asks for exclusion to lower their insurance premiums.

In September 2008, Safeco became part of Liberty Mutual Insurance. The financial strength of our parent company, combined with a national network of local independent agents, has enabled Safeco to focus exclusively on personal insurance.

A named driver exclusion is a clause in an auto insurance policy that states that an individual listed on the policy will not be covered if they are driving a vehicle. This means that any other drivers of the insured vehicle, who are not named on the policy, will not be covered in case of an accident or injury.

An excluded driver is a person in your household who has been explicitly excluded from coverage under your car insurance policy. Their name will show as "excluded" on your policy, and they won't be insured to drive any vehicles on your policy.

How do I remove excluded drivers? If you want to remove an excluded driver from your policy, you have to contact your insurance company. Simply removing a driver from your policy differs from removing an excluded driver. If someone no longer lives at your address, you can remove them without as many extra steps.

Car insurance companies may insist on exclusions for certain drivers, particularly if they have DUIs, a suspended license, or are otherwise deemed too risky to safely insure. In some cases, insurers can cancel your coverage or even refuse to cover you if such drivers are left on your policy.

What Happens if an Excluded Driver Gets Pulled Over? Your insurance company won't pay claims if an excluded driver gets into an accident driving the vehicle they've been barred from using. This means the driver, and even the owner of the vehicle, can be held personally liable for all damages.

When an excluded driver has an accident, the claim will be denied automatically. Even if there is a legitimate medical emergency that requires the excluded driver to operate the vehicle to take the policyholder to the hospital, there won't be any insurance coverage available to cover liability and property damage.

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© Copyright 1997-2025
airSlate Legal Forms, Inc.
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Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
Content Takedown Policy
Bug Bounty Program
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
Industries
Forms in Spanish
Localized Forms
State-specific Forms
Forms Kit
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
+1 833 426 79 33
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232