Get Employee Enrollment Application Form All Savers Alternate Funding

All Savers Alternate Funding is a self-funded health plan designed specifically for small businesses. It includes 3 parts: 1 . Your self-funded medical plan, which pays covered medical expenses of your covered employees and their dependents.

With All Savers Alternate Funding, if the covered health care claims are lower than expected, your plan may get money back at the end of the year (where allowed by state law). And if the covered claims are higher than expected, your stop-loss insurance policy covers them.

All Savers Alternate Funding is a self-funded health plan designed specifically for small businesses. It includes 3 parts: 1 . Your self-funded medical plan, which pays covered medical expenses of your covered employees and their dependents.

With All Savers Alternate Funding, if the covered health care claims are lower than expected, your plan may get money back at the end of the year (where allowed by state law). And if the covered claims are higher than expected, your stop-loss insurance policy covers them.

All Savers plans have access to the UnitedHealthcare Navigate®, UnitedHealthcare Charter®, UnitedHealthcare Choice Plus, Choice, Core and Core Essential network of doctors and hospitals. (Doctors and hospitals that are not part of this network are considered out-of-network, and may result in higher out-of-pocket costs.

All Savers plans have access to the UnitedHealthcare Navigate®, UnitedHealthcare Charter®, UnitedHealthcare Choice Plus, Choice, Core and Core Essential network of doctors and hospitals. (Doctors and hospitals that are not part of this network are considered out-of-network, and may result in higher out-of-pocket costs.

► The plan is a “level-funded” plan, so your company will make the same monthly claims funding payment throughout the plan year. You won't have to pay any more for claims at the end of the plan year, even if you have high claims costs.

► The plan is a “level-funded” plan, so your company will make the same monthly claims funding payment throughout the plan year. You won't have to pay any more for claims at the end of the plan year, even if you have high claims costs.

Please submit paper claims to: All Savers P.O. Box 31375 Salt Lake City, UT 84131-0375 Fax: Please fax claims to 801-478-7582. Phone: Please call Provider Services at 877-842-3210 or All Savers Customer Care at 800-291-2634.

Please submit paper claims to: All Savers P.O. Box 31375 Salt Lake City, UT 84131-0375 Fax: Please fax claims to 801-478-7582. Phone: Please call Provider Services at 877-842-3210 or All Savers Customer Care at 800-291-2634.

The removal of prior authorization requirements for a range of procedure codes will be phased in beginning Sept. 1, with additional changes implemented Nov. 1. UnitedHealthcare commercial, Oxford, Medicare Advantage, Individual Exchange, and Community plans are those affected.

Excess Loss insurance coverage is provided by All Savers Insurance Company, a UnitedHealthcare company.

The removal of prior authorization requirements for a range of procedure codes will be phased in beginning Sept. 1, with additional changes implemented Nov. 1. UnitedHealthcare commercial, Oxford, Medicare Advantage, Individual Exchange, and Community plans are those affected.

► The plan is a “level-funded” plan, so your company will make the same monthly claims funding payment throughout the plan year. You won't have to pay any more for claims at the end of the plan year, even if you have high claims costs.

Excess Loss insurance coverage is provided by All Savers Insurance Company, a UnitedHealthcare company.

Sign in to your health plan account and go to the “Claims & Accounts” tab, then select the “Submit a Claim” tab. There, you'll be able to select the Medical Claims Submission form to download and print.

► The plan is a “level-funded” plan, so your company will make the same monthly claims funding payment throughout the plan year. You won't have to pay any more for claims at the end of the plan year, even if you have high claims costs.

Alternate Funding products are marketed under the All Savers brand. Excess Loss insurance coverage is provided by All Savers Insurance Company, a UnitedHealthcare company. The underlying medical coverage for the Alternate Funding products is not an insured product.

Sign in to your health plan account and go to the “Claims & Accounts” tab, then select the “Submit a Claim” tab. There, you'll be able to select the Medical Claims Submission form to download and print.

Referrals are not needed to see the following providers as long as they are in the Navigate network: • Obstetricians/gynecologists (OB/GYNs) • Behavioral health or substance use disorder clinicians • Convenience care clinics • Urgent care centers • You should validate that a referral has been entered prior to seeing a ...

Alternate Funding products are marketed under the All Savers brand. Excess Loss insurance coverage is provided by All Savers Insurance Company, a UnitedHealthcare company. The underlying medical coverage for the Alternate Funding products is not an insured product.

You must obtain prior authorization of your hospitalization within 48 hours of the day your coverage begins, or as soon as is reasonably possible. For plans that have a Network Benefit level, Network Benefits are available only if you receive Covered Health Care Services from Network providers.

Referrals are not needed to see the following providers as long as they are in the Navigate network: • Obstetricians/gynecologists (OB/GYNs) • Behavioral health or substance use disorder clinicians • Convenience care clinics • Urgent care centers • You should validate that a referral has been entered prior to seeing a ...

You must obtain prior authorization of your hospitalization within 48 hours of the day your coverage begins, or as soon as is reasonably possible. For plans that have a Network Benefit level, Network Benefits are available only if you receive Covered Health Care Services from Network providers.