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HOSPITAL CONFINEMENT INDEMNITY (GAP) CLAIM FORM. MAIL TO: OptiMed Health Plans. FIDELITY SECURITY LIFE INSURANCE COMPANY.

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OptiMed is a full-service employee benefits company providing self-funded and fully-insured products and partners. Over the past five decades we have honed our customer service experience to provide the best coverage and access to right answers, fast.

Minimum essential coverage is an insurance plan that meets the ACA standards for a qualified health plan. A qualified health plan must be certified by the federal Health Insurance Marketplace, provide 10 essential health benefits required by the ACA and follow federal limits on fees like deductibles and copays.

OptiMed Minimum Essential Coverage is an employer sponsored, self-funded plan. The MEC satisfies the Affordable Care Act (ACA) mandate of employer provided preventive medical services for companies with 50 or more full-time equivalent employees.

A Minimum Essential Coverage (MEC) plan offers ACA required wellness and preventive services, such as immunization and routine health screening only. This plan is in compliance with ACA rules and regulations, but it does not cover medical services or conditions caused by accident or illness.

Minimum Essential Coverage (MEC) and Minimum Value (MV): Minimum Essential Coverage is a lower threshold than Minimum Value (MV). MV is the 60% Actuarial Value and is met when a plan pays on average at least 60% of the actuarial value of allowed benefits under the plan.

GAP coverage produces overall savings for both employers and employees, compared to major medical plans with lower deductibles. GAP can be offered with an employer contribution from 0 to 100 percent, depending on your preference. OptiMed processes all claims quickly, so you don't have to wait for your money.

GAP coverage produces overall savings for both employers and employees, compared to major medical plans with lower deductibles. GAP can be offered with an employer contribution from 0 to 100 percent, depending on your preference. OptiMed processes all claims quickly, so you don't have to wait for your money.

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© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232
Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232