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HOSPITAL CONFINEMENT INDEMNITY (GAP) CLAIM FORM. MAIL TO: OptiMed Health Plans. FIDELITY SECURITY LIFE INSURANCE COMPANY.

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How to fill out the Optimed Health Plan online

Filling out the Optimed Health Plan online can seem daunting, but with clear guidance, the process is manageable. This guide provides step-by-step instructions to ensure you complete the form accurately and efficiently.

Follow the steps to complete the Optimed Health Plan form online.

  1. Click the ‘Get Form’ button to obtain the form and open it in the editor.
  2. Begin with the Statement of Insured section. Fill in your name, gender, date of birth, social security number, and address including city, state, and zip code.
  3. Next, enter the name of the patient and their date of birth. Specify your relationship to the insured by selecting from the provided options.
  4. Thoroughly describe the injury or sickness, including details on how the accident occurred if applicable. Record the dates of the injury or beginning of sickness and when you first received treatment.
  5. Provide the name and address of the physician who first treated your condition. This information is critical for processing the claim.
  6. Indicate if the injury or sickness is due to employment by selecting 'Yes' or 'No'. Additionally, state if you or your dependent will file for workers' compensation.
  7. After completing the Statement of Insured, ensure you signed the form to certify the information is true and correct.
  8. Attach any required documentation, including the Explanation of Benefits (EOB) from your insurer, itemized bills, and any other relevant information.
  9. Review your completed form for accuracy. Once confirmed, save changes, and download, print, or share the form as necessary.

Complete your documents online today for a smoother process.

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OptiMed is a full-service employee benefits company providing self-funded and fully-insured products and partners. Over the past five decades we have honed our customer service experience to provide the best coverage and access to right answers, fast.

Minimum essential coverage is an insurance plan that meets the ACA standards for a qualified health plan. A qualified health plan must be certified by the federal Health Insurance Marketplace, provide 10 essential health benefits required by the ACA and follow federal limits on fees like deductibles and copays.

OptiMed Minimum Essential Coverage is an employer sponsored, self-funded plan. The MEC satisfies the Affordable Care Act (ACA) mandate of employer provided preventive medical services for companies with 50 or more full-time equivalent employees.

A Minimum Essential Coverage (MEC) plan offers ACA required wellness and preventive services, such as immunization and routine health screening only. This plan is in compliance with ACA rules and regulations, but it does not cover medical services or conditions caused by accident or illness.

Minimum Essential Coverage (MEC) and Minimum Value (MV): Minimum Essential Coverage is a lower threshold than Minimum Value (MV). MV is the 60% Actuarial Value and is met when a plan pays on average at least 60% of the actuarial value of allowed benefits under the plan.

GAP coverage produces overall savings for both employers and employees, compared to major medical plans with lower deductibles. GAP can be offered with an employer contribution from 0 to 100 percent, depending on your preference. OptiMed processes all claims quickly, so you don't have to wait for your money.

GAP coverage produces overall savings for both employers and employees, compared to major medical plans with lower deductibles. GAP can be offered with an employer contribution from 0 to 100 percent, depending on your preference. OptiMed processes all claims quickly, so you don't have to wait for your money.

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