Get Pushpaka Bloanb Scheme Bapplicationb Form - Indian Overseas Bank

This guide provides comprehensive and user-friendly instructions for completing the Pushpaka Loan Application Form for the Indian Overseas Bank online. Users of all experience levels can follow the steps to ensure their application is filled out accurately.

Follow the steps to complete your application seamlessly.

1. Click ‘Get Form’ button to obtain the form and open it for filling out.
2. Begin by entering your name in the designated field, ensuring it matches your official identification documents.
3. Provide your complete address, including both your office and residential addresses in the appropriate sections.
4. Fill in your phone numbers, making sure to include all contact details relevant for communication.
5. Indicate your date of birth and your current age accurately.
6. For salaried applicants, detail your employer's name, position held, years of service, whether you are confirmed in your position, gross monthly salary, deductions, and net salary. Remember to attach the latest salary certificate.
7. If you are self-employed or a professional, provide your field of activity, years of experience, and average monthly income. Attach relevant proof such as income tax returns.
8. State the amount of loan you are requesting clearly in the designated field.
9. Provide details about the vehicle you wish to purchase, including making sure to have a proforma invoice or quotation from an authorized dealer for new vehicles or valuation certificates from two reputed automobile dealers for used cars.
10. Indicate whether the vehicle is new or used and, if used, include the age of the car.
11. Outline the repayment terms, keeping in mind that the maximum repayment period is 60 months for new vehicles and 36 months for used vehicles.
12. Provide details about other assets and liabilities, including the nature, location, value, and whether they are encumbered.
13. List any other loans taken or guarantees provided, including details about the financial institution, purpose of the loan, loan amount, present outstanding balance, and guarantees issued.
14. Finally, ensure your signature is included, along with the date of signing the form.

Take the next step by completing your Pushpaka Loan Application Form online today.