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Tion Institution as and when NSFAS decides. 1.1.2 The loan referred to in this document has been made for the academic year referred to in paragraph 5.1 of the Loan Agreement Form (see clause 12 below). 1.1.3 If, at the end of that academic year, any part of the Loan Amount has not been used to pay fees and costs owed by the Student to the Higher Education Institution, that unused part will be returned by the Institution to NSFAS, and the outstanding balance owed by the student to NSFAS in ter.

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