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  • Attachment A17 California Earthquake Authority Basic Earthquake Policy Common Interest Development

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Attachment A-17 CALIFORNIA EARTHQUAKE AUTHORITY BASIC EARTHQUAKE POLICY COMMON INTEREST DEVELOPMENT DECLARATIONS POLICY NUMBER: POLICY PERIOD: 12:01a.m. Pacific Time FROM: TO: NAMED INSURED AND MAILING.

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While earthquake insurance can be great to have if your home is seriously damaged and the damage exceeds your deductible, the high premiums and deductibles that come with earthquake coverage can make the balance between what you pay and what you get uneven.

Generally, earthquake insurance deductibles are between 10% and 25% of the dwelling coverage policy limit. For example, if you have $250,000 of dwelling coverage and a 10% deductible, you would have to pay $25,000 for repairs before the insurance would start paying.

Covers earthquake damage to your home and structures attached to it, like your garage. Your home is covered up to the Dwelling's insured value on your homeowners insurance policy. For example, if your home insurance value is $200,000, your earthquake insurance coverage will be the same amount.

Traditional earthquake insurance covers damage caused by an earthquake by insuring “pure loss.” That means they will assess the value of the items lost and reimburse you for that specific amount – this amount will be different for different people.

How Does CEA Compare with Other Earthquake Insurance Providers? While CEA insurers offer the bulk of residential earthquake policies in California, other insurers also sell coverage. And CEA coverage may be different from other earthquake insurance options.

Covers earthquake-damage repairs that are needed to protect your personal property from further damage (examples: repair broken windows or remove broken glass). If your rental is damaged by an earthquake, Emergency Repairs will cover up to $1,000 to make your home safe. There is no deductible for Emergency Repairs.

The limit on your earthquake insurance is the same as the limit on your homeowners insurance (dwelling coverage). CEA offers deductibles of 5%, 10%, 15%, 20%, and 25%. You do not have to pay your CEA deductible up front to receive a claim check, it is simply the amount deducted from your total covered losses.

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© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232
Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232