Get Pet Insurance Claim Form

In 2021, the five most common pet insurance claims included skin conditions, gastrointestinal issues, ear infections, seizures, and urinary tract infections.

Fortunately, most insurers will let you appeal. The best way to challenge a claim is to contact your insurance provider and ask them to review the case. You may need to forward your pet's medical records to your insurer again to ensure they have the correct information about your pet's health.

A pre-existing condition for a pet is any illness, injury or health issue that started prior to the beginning of your pet's coverage. Any such health issue, whether documented by your veterinarian or only noticed by you, is considered pre-existing.

Most often, it's because the illness is deemed a preexisting condition, which few pet policies will cover. Challenging such denials can be frustrating, especially if your pet's medical needs are urgent.

How to claim It's as simple as downloading a form and getting it filled by your vet Download a claim form here. Let us know if you want us to pay you or your vet direct. Return your complete claim form to us (your vet will usually take care of this for you)

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However, if your claim was denied and you believe that it was done so wrongfully, you can appeal a claim. With this request, you are asking your insurance company to review the previous decision, and you can explain why you should be reimbursed.

Claims for conditions that are deemed pre-existing by the insurer are commonly denied. Pet insurers commonly deny claims for conditions they deem pre-existing. Your pet insurance provider may argue that two conditions are connected, even if they were diagnosed several years apart.