Get Coversheet For Reaffirmation Agreement

Filling out the Coversheet For Reaffirmation Agreement is an essential step in reaffirming debts during bankruptcy proceedings. This guide will help you understand each component of the form and provide clear instructions on how to complete it online.

Follow the steps to successfully complete the Coversheet For Reaffirmation Agreement.

1. Click ‘Get Form’ button to obtain the form and open it in the editor.
2. Begin by identifying your case. Fill in the names of Debtor 1 and Debtor 2, including the first, middle, and last names. If you are filing jointly with a partner, include their details as well.
3. Specify the United States Bankruptcy Court where your case is filed, including the district information. If you know your case number, be sure to enter it in the designated field.
4. Part 1 involves explaining the repayment terms of the reaffirmation agreement. Start by entering the name of the creditor and the total debt amount at the time of filing.
5. Indicate the Annual Percentage Rate (APR) of interest as required. You will need to provide the rates before the bankruptcy case and the rates under the reaffirmation agreement.
6. Next, you need to indicate if collateral secures the debt. If yes, describe the collateral and provide its current market value.
7. Address whether the creditor asserts that the debt is nondischargeable. If yes, attach a detailed explanation.
8. In section 6, fill out the income and expense details as stated on Schedules I and J. Provide the combined monthly income, monthly expenses, and monthly payments for all reaffirmed debts.
9. Respond to questions about the differences in income and expenses between the various lines. If there are discrepancies, include brief explanations in line 10.
10. At the end of Part 1, the debtor must certify that the information presented is true by signing the form. If an attorney represented you in negotiating the agreement, confirm this in the provided section.
11. Complete the form by signing it as either the debtor or the debtor’s attorney, or as the creditor or creditor’s attorney if applicable. Include the date and print your name.
12. Once you have filled out all sections accurately, save your changes, and you may choose to download, print, or share the completed form.

Complete your Coversheet For Reaffirmation Agreement online today and take the next step in your reaffirmation process.