Get Policy Loan Request - Voya For Professionals

Filling out the POLICY LOAN REQUEST form for Voya For Professionals can be straightforward with the right guidance. This document is essential for requesting a loan against your insurance policy, and understanding each component will help ensure that your submission is accurate and complete.

Follow the steps to successfully complete your POLICY LOAN REQUEST form online.

1. Press the 'Get Form' button to access the POLICY LOAN REQUEST form and open it in your preferred editing tool.
2. Begin by filling in the 'A. Policy Information' section. Enter the insured person's name, followed by the policy or file code number, policy owner’s name, social security number or tax identification number, and the owner’s address. Ensure you provide a daytime phone number.
3. Move to the 'B. Policy Loan Amount' section. Here, specify the loan amount you are requesting. Choose the maximum loan amount available or input a specific amount. If applicable, indicate the amount needed to pay a premium due on the policy number provided, noting that this is not applicable for Universal Life or Variable Universal Life plans.
4. If your policy is under a plan subject to ERISA, complete section 'C. ERISA Plans'. This includes signing where required and providing information about your employer and plan administrator. Remember that spousal consent is necessary if you are married.
5. In section 'D. Policy Loan Agreement', acknowledge the terms related to the loan and the implications of not paying the interest as agreed. Ensure you understand that failure to adhere may affect the cash surrender value of your policy.
6. Review section 'E. Chronic Illness Accelerated Death Benefit Rider Notice' if applicable. Acknowledge the changes that can affect this rider by signing in the given area.
7. For community property state residents, complete section 'F. Community Property State Requirements' and provide any necessary spouse signatures or dates if applicable.
8. In section 'G. US Taxpayer Certifications', confirm your information regarding your taxpayer identification number and any withholding requirements. If you are a Non-Resident Alien, indicate your country of residence.
9. Lastly, complete the 'H. Signatures' section. Make sure all required signatures are obtained, including those of the owner, spouse, and any beneficial parties involved. Check that all dates are included alongside signatures.
10. Once all sections are complete, review the form for accuracy, and then save your changes. You can choose to download, print, or share the completed form accordingly.

Complete your POLICY LOAN REQUEST form online today for prompt processing.