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BORROWER 'S IDENTITYOFINTEREST CERTIFICATION Loan Number: FHA Case Number: Date: Borrower: Property Address: FHA defines an "identity of interest " as any relationship where the purchaser.

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*Maximum LTV for Identity of Interest transactions is 85%. **If the borrower's minimum decision credit score is > 580 then the borrower eligible for max financing. If the borrower's minimum decision credit score is between 500 and 579 then the borrower is limited to a maximum 90% LTV.

Borrower(s): Broker/Lender: What is an “Identity of Interest?” FHA defines an “Identity of Interest” as any relationship where the purchaser and seller are related, and/or affiliated through a business relationship.

When applying for an FHA loan, the identity of interest means there's a preexisting connection between the property's buyer and seller(s), such as a family or a business relationship. This can refer to a transaction between a parent and child, a corporation and employee, or people related through other affiliations.

HUD defines an identity of interest purchase as a transaction in which there is a relationship of any degree between the seller and purchaser (or any affiliates or principals of any such entities) that survives the transaction and could be construed to not be arms-length.

FHA Identity Of Interest Exception Requirements You're buying the primary residence of a family member, domestic partner or fiance. You're buying a property from a landlord or family member you've lived in for at least 6 months before purchasing it.

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© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232
Form Packages
Adoption
Bankruptcy
Contractors
Divorce
Home Sales
Employment
Identity Theft
Incorporation
Landlord Tenant
Living Trust
Name Change
Personal Planning
Small Business
Wills & Estates
Packages A-Z
Form Categories
Affidavits
Bankruptcy
Bill of Sale
Corporate - LLC
Divorce
Employment
Identity Theft
Internet Technology
Landlord Tenant
Living Wills
Name Change
Power of Attorney
Real Estate
Small Estates
Wills
All Forms
Forms A-Z
Form Library
Customer Service
Terms of Service
DMCA Policy
About Us
Blog
Affiliates
Contact Us
Privacy Notice
Delete My Account
Site Map
All Forms
Search all Forms
Industries
Forms in Spanish
Localized Forms
Legal Guides
Real Estate Handbook
All Guides
Prepared for You
Notarize
Incorporation services
Our Customers
For Consumers
For Small Business
For Attorneys
Our Sites
US Legal Forms
USLegal
FormsPass
pdfFiller
signNow
airSlate workflows
DocHub
Instapage
Social Media
Call us now toll free:
1-877-389-0141
As seen in:
  • USA Today logo picture
  • CBC News logo picture
  • LA Times logo picture
  • The Washington Post logo picture
  • AP logo picture
  • Forbes logo picture
© Copyright 1997-2025
airSlate Legal Forms, Inc.
3720 Flowood Dr, Flowood, Mississippi 39232