Get Mini-1003

Filling out the Mini-1003 form online can be a straightforward process when you have clear guidance. This guide will help you understand each section of the form, ensuring that you provide the necessary information accurately and efficiently.

Follow the steps to fill out the Mini-1003 online successfully.

1. Click ‘Get Form’ button to obtain the form and open it in your browser or editor.
2. Begin by entering the date, time, and loan officer's name at the top of the form. These fields should be filled with the current date and the specific details of the loan officer handling your application.
3. Select the purpose of the loan by checking the appropriate box: refinance, purchase, construction, or equity line.
4. For the primary borrower section, fill in the name, date of birth, social security number, and phone numbers (home, work, and cell) in the designated fields.
5. If applicable, complete the co-borrower section with the required details including their name, date of birth, social security number, and contact numbers.
6. Input your current address, including the house number, street, city, state, and zip code.
7. If the loan is for purchase, indicate the home type (single family, duplex, multiplex, townhome, or condo) and provide the estimated market value and home address.
8. For refinance applications, select the home type, indicate if you are cashing out, and provide details such as amount, reasons for cash, estimated market value, tax value, year purchased, year built, original cost, and how long you have lived in the home.
9. Fill in the details about your current mortgage, including the mortgage holder, type, interest rate, term left, balance, and monthly payment.
10. Provide your employment history, starting with your employer's name and address, position/title, years on the job, and gross income. Mark how you were paid (W-2, 1099, or self-employed). If applicable, share information about previous employers or part-time employment.
11. Repeat the previous step for the co-borrower's employment history.
12. Complete the revolving debt/monthly obligations section, including details on child support or alimony payments, real estate taxes, and home insurance.
13. Agree to a credit check by marking the appropriate box and detailing your credit history including any late payments and issues.
14. List your assets, detailing cash in bank accounts, investments, and other properties. Utilize the notes section to add any additional information that might be helpful.
15. After reviewing the completed form for accuracy, save your changes, then download, print, or share the completed Mini-1003 as needed.

Begin completing your Mini-1003 online today to streamline your mortgage application process.