Get Product Disclosure Sheet (read This Product Disclosure Sheet Before You Decide To Take Out The

This guide provides detailed instructions on how to effectively fill out the PRODUCT DISCLOSURE SHEET, which is essential before proceeding with a mortgage from Maybank. Understanding the components of this document will aid in making an informed decision regarding your financial commitments.

Follow the steps to complete your product disclosure sheet accurately.

1. Click ‘Get Form’ button to obtain the form and open it in the editor.
2. Provide the date on the line provided in the form to indicate when you are completing the document.
3. Review the section titled 'What is this product about?' to familiarize yourself with the mortgage loan's purposes and terms. Take note of what is required to proceed.
4. In the 'What do I get from this product?' section, fill out the principal loan amount, capitalized related expenses, and property value. Calculate the margin of financing and ensure you understand the indicative rates.
5. Complete the 'What are my obligations?' section by indicating your payment options, ensuring you understand the monthly responsibilities.
6. In the 'What are the fees and charges I have to pay?' section, familiarize yourself with the various fees such as stamp duties and legal fees that may apply.
7. Carefully review the 'What if I fail to fulfill my obligations?' to understand potential penalties, including late payment fees and the bank's rights.
8. Assess the implications of early settlement in 'What if I fully settle the loan before its maturity?' and fill in any relevant details.
9. Make sure to read the necessary insurance requirements listed in 'Do I need any insurance/takaful coverage?' and opt for the required insurances.
10. For the final step, save your changes, and download or print the completed form to have a copy for your records.

Complete your PRODUCT DISCLOSURE SHEET online to ensure a smooth application process.