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A general enrollment period which is the first 3 months of every year. If you sign up in a general enrollment period, your medical insurance begins July 1 of that year. However, when you file in a general enrollment period, your premium may be subject to a penalty increase. For each 12 month period elapsing between the end of your initial enrollment period and the end of the general enrollment period in which you file, your premium will be increased 10 percent. If you are age 65 or older and emp.

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